Document Checklist

Use this checklist to gather all the documents you'll need for your loan modification application.

0 of 22 documents collected0%

0/9 Required

Income Verification

0/7

Recent pay stubs (last 30 days)
Required
W-2 forms (last 2 years)
Required
Tax returns with all schedules (last 2 years)
Required
Profit & loss statement (if self-employed)
Social Security award letter (if applicable)
Pension or retirement income statements
Alimony/child support documentation

Bank & Asset Information

0/3

Bank statements (last 2-3 months, all accounts)
Required
Investment account statements
Retirement account statements (401k, IRA)

Property Information

0/4

Current mortgage statement
Required
Property tax bill
Required
Homeowner's insurance declaration page
Required
HOA statement (if applicable)

Hardship Documentation

0/5

Hardship letter (signed and dated)
Required
Medical bills or documentation (if applicable)
Divorce decree or separation agreement (if applicable)
Unemployment benefit letter (if applicable)
Job termination letter (if applicable)

Personal Information

0/3

Government-issued photo ID
Required
Social Security card (or documentation)
Third-party authorization (if using an advocate)

📋 Document Tips

Make copies of everything before submitting—never send originals
Keep documents organized in a folder or binder
Documents may need to be updated if they expire during the review process
Your servicer may request additional documents not listed here