Educational Document Checklist

Learn about documents a mortgage servicer may request. This checklist is for organization only—do not upload documents here.

0 of 21 documents collected0%

0/8 Required

Income Verification

0/7

Recent pay stubs (last 30 days)
Required
W-2 forms (last 2 years)
Required
Tax returns with all schedules (last 2 years)
Required
Profit & loss statement (if self-employed)
Social Security award letter (if applicable)
Pension or retirement income statements
Alimony/child support documentation

Bank & Asset Information

0/3

Bank statements (last 2-3 months, all accounts)
Required
Investment account statements
Retirement account statements (401k, IRA)

Property Information

0/4

Current mortgage statement
Required
Property tax bill
Required
Homeowner's insurance declaration page
Required
HOA statement (if applicable)

Hardship Documentation

0/5

Hardship letter (signed and dated)
Required
Medical bills or documentation (if applicable)
Divorce decree or separation agreement (if applicable)
Unemployment benefit letter (if applicable)
Job termination letter (if applicable)

Identity & Authorization (if requested)

0/2

Government-issued photo ID (if requested by your servicer)
Third-party authorization (if using an advocate)

📋 Document Tips

Make copies of everything before submitting—never send originals
Keep documents organized in a folder or binder
Documents may need to be updated if they expire during the review process
Your servicer may request additional documents not listed here